Willkommen, bienvenue, welcome! No cabaret I’m afraid, but this is my area to delve into my love for finance, FIRE and sustainability.
So, who am I?
Growing up in Norfolk, England, I found myself surrounded by nothing but fields of wheat, and a prompt escape to the north was due. Following my Systems Engineering course, I did what most do when they get thrown into the working world… I took the first job I could and ran with it. For me that happened to be earning £6 an hour in a call center.
But 3 years on and thousands of pounds in debt later, as Liam Neeson might say, ‘I can tell you I don’t have money, but what I do have are a very particular set of skills’; and by God I was going to use them. I then spent the next 5 to 6 years testing myself with various programming languages and methodologies, while working in a major British bank as a developer.
I’m now a software developer, with a steady wage, living in Sheffield and a loving family. So what’s next? Financial independence!
In short, this means getting to the point where you have the option to work. We all dream of the point where we can leave work and retire, but for most this is going to happen in your 60s or 70s. Through surprisingly simple investments and frugal behaviours, the promise is that this can happen years, even decades earlier!
I’m by no means the first blog of this type, and I take my inspiration from the likes of many (Mr Money Mustache, ChooseFI and Monevator to name a few). However, I hope to show my own unique path to Financial Independence, with a bit of programming flare thrown in for good measure. While I’m still fairly new to the FI world, I’m hoping to hone these skills and combine it with my passion for organised systems, and programming.
So there we have it. Whether you’re starting this process like me, are well on your way to FI or have already got there; I hope you can find some interest in my journey. But mostly, I hope you enjoy reading my Prudent Programmer personal blog, and will spread the message of smart personal finance choices to those who need it.